% of 2 million modified home loans are still under water while facing an increase in scheduled interest rates that borrowers may not be able to repay.
% of these borrowers are in a ‘near negative equity’ position, meaning their home could be foreclosed upon, or would sell at a near loss.
% Annual increase in scheduled California foreclosure auctions, has spiked the concern of many homeowners and mortgage lenders once again.
Source: HousingWire Black Knight: 2 million borrowers face rate resets   http://www.housingwire.com/articles/30161
Source: RealtyTrac®: Annual increase in scheduled foreclosure auctions  http://www.realtytrac.com/news/foreclosure-trends

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        Quotes  Although it’s now been 6 years, i was very pleased with the services i received both times i’ve worked with Stanley Prowse. He’s very seasoned and was very informative. Yes i would use his services again, should the occasion arise in regards to my real estate needs.

Most people encounter  real estate law  only when they buy and sell a house.  We can help you with that.  Here in California,  buying a house  has become extraordinarily complicated due to our courts and our legislature.  The courts have made it virtually impossible to sell a house "AS IS."  The legislature has piled on disclosure requirement after disclosure requirement.  To make matters worse, the standard forms of the  California Association of Realtors  continue to grow in number, length, and complexity as Realtors try to absolve themselves from everything that might go wrong.  Then there are  escrow companies  and title insurance companies.  It's hard to tell the forest from the trees.  We will do for you what your Realtor probably will not do - among other things, we will explain to you in plain English how the  CAR Residential Purchase and Sale Agreement  works (you will undoubtedly be surprised), why the Transfer Disclosure Statement is unreliable, what the escow company is supposed to be doing, the role title insurance companies play, and how to protect yourself as a  buyer  or a  seller.   We can also help you with all other aspects of real estate law - for example, renting a house or a building, whether you're a  tenant  or a  landlord , evicting a tenant, collecting unpaid rent, buying or selling a commercial building or unimproved property, resolving boundary line and easement disputes, and dealing with homeowners associations.  We've successfully handled transactions and disputes in all of these areas.  When you need an experienced real estate attorney, you can call on us for professional advice and decisive action.  Our goal is your success and complete satisfaction with our services.




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By Stanley D. Prowse
Attorney Stan Prowse
Law Office of Stanley D. Prowse
5876 Owens Avenue, Suite 150
Carlsbad, CA 92008

Serving North San Diego County Since 1985

We serve the following San Diego County and Southern California Desert Areas:  San Diego, Carlsbad, Del Mar, Solana Beach, Encinitas,  La Jolla, La Mesa, Escondido, Vista, Oceanside, Rancho Santa Fe, San Marcos, Marine Corps Base - Camp Pendleton, Poway, Ramona, Julian,  Alpine,  Temecula, Borrego Springs,  Palm Springs, Indio, Indian Wells, Palm Desert, Rancho Mirage, Desert Hot Springs, La Quinta, Coachella, Cathedral City.